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Healthcare in Peru works differently from what most expats expect. This guide covers the essentials: insurance, costs, quality, and emergency services.
Healthcare System Overview
| Indicator | Value |
|---|---|
| System Type | Mixed |
| Healthcare Quality Index | 65/100 |
| Spending per Capita | €455 |
| Life Expectancy | 76.8 years |
How the System Works
Peru's healthcare system is classified as Mixed system. The system combines public and private healthcare elements.
Public vs Private Healthcare
Most countries offer both public and private healthcare options:
- Public healthcare: Available to all registered residents. May have waiting lists for non-urgent procedures. Typically lower cost but less choice of provider.
- Private healthcare: Shorter wait times, choice of specialist. Higher cost but often better facilities. Many expats choose private insurance for the first year.
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Emergency Numbers
| Service | Number |
|---|---|
| Universal Emergency | 106 |
| Ambulance | 105 |
| Police | N/A |
Save these numbers in your phone before arriving in Peru. In EU countries, 112 works universally. In non-EU countries, learn the local numbers and keep them accessible.
Health Insurance for Expats
As an expat in Peru, your insurance options typically include:
- Employer-sponsored insurance: If employed locally, your employer may enrol you in the public system or provide private coverage
- International health insurance: Global plans from providers like Cigna, Allianz, or Bupa — ideal for the first year or if you plan to move again
- Local private insurance: Often cheaper than international plans but may have language barriers in claims
- Public system enrolment: Available once you have a residence permit and employment
Healthcare Quality
With a healthcare quality index of 65/100, Peru offers good healthcare by international standards.
Life expectancy in Peru is 76.8 years, which is near the global average.
Government healthcare spending is approximately €455 per capita per year.
Practical Tips
- Register immediately: Sign up for health insurance within your first week of arrival
- Bring medical records: Carry translated copies of your medical history, prescriptions, and vaccination records
- Find an English-speaking doctor: Expat communities and forums often maintain lists of English-speaking practitioners
- Prescription medications: Check if your regular medications are available and legal in Peru. Bring a 3-month supply with a doctor's letter
- Dental care: Dental coverage varies widely — check what your insurance covers and consider supplemental dental insurance
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Frequently Asked Questions
Can I see a doctor in English in Peru?
In major cities in Peru, finding an English-speaking doctor is usually possible, especially at private clinics and international hospitals. Expat communities often maintain lists of English-speaking practitioners. In rural areas, language barriers are more common.
Can I use my EHIC/GHIC card in Peru?
The European Health Insurance Card (EHIC) or Global Health Insurance Card (GHIC) is only valid in EU/EEA countries and Switzerland. If Peru is in the EU, your EHIC/GHIC gives you access to state-provided healthcare on the same terms as residents. It is not a substitute for comprehensive health insurance.
What type of healthcare system does Peru have?
Peru has an Mixed system healthcare system. This system combines public and private healthcare provision. The healthcare quality index is 65/100, indicating good quality of care.
Do I need health insurance in Peru?
In most cases, yes. As an expat in Peru, you will need health insurance. Public healthcare may be available but private insurance is often recommended for comprehensive coverage. Check visa requirements — many residence permits require proof of health insurance.
Are prescriptions from my home country valid in Peru?
Foreign prescriptions are generally not valid in Peru. Bring a translated copy of your prescriptions and a doctor's letter explaining your medication needs. Visit a local GP to get prescriptions reissued. Some medications may have different brand names or availability.