How to access healthcare in Philippines as an expat
Healthcare in Philippines: system type, insurance requirements, emergency numbers, and quality scores. Scroll to the overview table for a quick summary.
Healthcare in Philippines works differently from what most expats expect. This guide covers the essentials: insurance, costs, quality, and emergency services.
Healthcare System Overview
| Indicator | Value |
|---|---|
| System Type | Mixed |
| Healthcare Quality Index | 54/100 |
| Spending per Capita | €208 |
| Life Expectancy | 69.5 years |
How the System Works
Philippines's healthcare system is classified as Mixed system. The system combines public and private healthcare elements.
Public vs Private Healthcare
Most countries offer both public and private healthcare options:
- Public healthcare: Available to all registered residents. May have waiting lists for non-urgent procedures. Typically lower cost but less choice of provider.
- Private healthcare: Shorter wait times, choice of specialist. Higher cost but often better facilities. Many expats choose private insurance for the first year.
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Emergency Numbers
| Service | Number |
|---|---|
| Universal Emergency | 117 |
| Ambulance | 117 |
| Police | 117 |
Save these numbers in your phone before arriving in Philippines. In EU countries, 112 works universally. In non-EU countries, learn the local numbers and keep them accessible.
Health Insurance for Expats
As an expat in Philippines, your insurance options typically include:
- Employer-sponsored insurance: If employed locally, your employer may enrol you in the public system or provide private coverage
- International health insurance: Global plans from providers like Cigna, Allianz, or Bupa — ideal for the first year or if you plan to move again
- Local private insurance: Often cheaper than international plans but may have language barriers in claims
- Public system enrolment: Available once you have a residence permit and employment
Healthcare Quality
With a healthcare quality index of 54/100, Philippines offers adequate healthcare by international standards.
Life expectancy in Philippines is 69.5 years, which is below the global average.
Government healthcare spending is approximately €208 per capita per year.
Practical Tips
- Register immediately: Sign up for health insurance within your first week of arrival
- Bring medical records: Carry translated copies of your medical history, prescriptions, and vaccination records
- Find an English-speaking doctor: Expat communities and forums often maintain lists of English-speaking practitioners
- Prescription medications: Check if your regular medications are available and legal in Philippines. Bring a 3-month supply with a doctor's letter
- Dental care: Dental coverage varies widely — check what your insurance covers and consider supplemental dental insurance
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Frequently Asked Questions
How does mental health care work in Philippines?
Mental health services in Philippines vary in availability and quality. Public sector waiting times for non-emergency mental health care can be long. Private psychologists and psychiatrists are available in urban areas. Check if your insurance covers mental health consultations.
Do I need health insurance in Philippines?
In most cases, yes. As an expat in Philippines, you will need health insurance. Public healthcare may be available but private insurance is often recommended for comprehensive coverage. Check visa requirements — many residence permits require proof of health insurance.
What are the emergency numbers in Philippines?
Emergency numbers in Philippines: Universal emergency: 117, Ambulance: 117, Police: 117. Save these in your phone before arriving. In most cases, operators may speak English, but knowing basic local language emergency phrases is recommended.
Can I use my EHIC/GHIC card in Philippines?
The European Health Insurance Card (EHIC) or Global Health Insurance Card (GHIC) is only valid in EU/EEA countries and Switzerland. If Philippines is in the EU, your EHIC/GHIC gives you access to state-provided healthcare on the same terms as residents. It is not a substitute for comprehensive health insurance.
Are prescriptions from my home country valid in Philippines?
Foreign prescriptions are generally not valid in Philippines. Bring a translated copy of your prescriptions and a doctor's letter explaining your medication needs. Visit a local GP to get prescriptions reissued. Some medications may have different brand names or availability.