How to access healthcare in Norway as an expat
Healthcare in Norway: system type, insurance requirements, emergency numbers, and quality scores. Scroll to the overview table for a quick summary.
Healthcare is one of the first things to sort out when you move to Norway. Here's what the system looks like for expats in 2026.
Healthcare System Overview
| Indicator | Value |
|---|---|
| System Type | Universal Public |
| Healthcare Quality Index | 95/100 |
| Spending per Capita | €9,163 |
| Life Expectancy | 82.5 years |
How the System Works
Norway's healthcare system is classified as Universal healthcare public. The government funds healthcare primarily through taxation, providing Universal healthcare coverage to residents.
Public vs Private Healthcare
Most countries offer both public and private healthcare options:
- Public healthcare: Available to all registered residents. May have waiting lists for non-urgent procedures. Typically lower cost but less choice of provider.
- Private healthcare: Shorter wait times, choice of specialist. Higher cost but often better facilities. Many expats choose private insurance for the first year.
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Emergency Numbers
| Service | Number |
|---|---|
| Universal Emergency | 113 |
| Ambulance | 112 |
| Police | 112 |
Save these numbers in your phone before arriving in Norway. In EU countries, 112 works universally. In non-EU countries, learn the local numbers and keep them accessible.
Health Insurance for Expats
As an expat in Norway, your insurance options typically include:
- Employer-sponsored insurance: If employed locally, your employer may enrol you in the public system or provide private coverage
- International health insurance: Global plans from providers like Cigna, Allianz, or Bupa — ideal for the first year or if you plan to move again
- Local private insurance: Often cheaper than international plans but may have language barriers in claims
- Public system enrolment: Available once you have a residence permit and employment
Healthcare Quality
With a healthcare quality index of 95/100, Norway offers excellent healthcare by international standards.
Life expectancy in Norway is 82.5 years, which is above the global average.
Government healthcare spending is approximately €9163 per capita per year.
Practical Tips
- Register immediately: Sign up for health insurance within your first week of arrival
- Bring medical records: Carry translated copies of your medical history, prescriptions, and vaccination records
- Find an English-speaking doctor: Expat communities and forums often maintain lists of English-speaking practitioners
- Prescription medications: Check if your regular medications are available and legal in Norway. Bring a 3-month supply with a doctor's letter
- Dental care: Dental coverage varies widely — check what your insurance covers and consider supplemental dental insurance
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Frequently Asked Questions
Does Norway's health insurance cover dental care?
Basic dental care (check-ups, emergency treatment) may be partially covered by public insurance in Norway. However, major dental work (crowns, implants, orthodontics) usually requires supplemental dental insurance. Many expats purchase separate dental cover.
What is the quality of healthcare in Norway?
Norway's healthcare quality index is 95/100, ranking it among the top healthcare systems globally. Life expectancy is 82.5 years. Healthcare spending per capita is €9163.
What are the emergency numbers in Norway?
Emergency numbers in Norway: Universal emergency: 113, Ambulance: 112, Police: 112. Save these in your phone before arriving. In most cases, operators may speak English, but knowing basic local language emergency phrases is recommended.
Do I need health insurance in Norway?
In most cases, yes. As an expat in Norway, you will need health insurance. Public healthcare may be available but private insurance is often recommended for comprehensive coverage. Check visa requirements — many residence permits require proof of health insurance.
Is maternity care covered for expats in Norway?
Maternity care is typically covered under both public and private health insurance in Norway. Coverage usually includes prenatal visits, delivery, and postnatal care. If planning a pregnancy, check your specific insurance policy for coverage details and any waiting periods.