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One of the biggest concerns for anyone relocating is healthcare. Here's how Togo's system works and what it means for you as an expat.
Healthcare System Overview
| Indicator | Value |
|---|---|
| System Type | Mixed |
| Healthcare Quality Index | 42/100 |
| Spending per Capita | €53 |
| Life Expectancy | 62.3 years |
How the System Works
Togo's healthcare system is classified as Mixed system. The system combines public and private healthcare elements.
Public vs Private Healthcare
Most countries offer both public and private healthcare options:
- Public healthcare: Available to all registered residents. May have waiting lists for non-urgent procedures. Typically lower cost but less choice of provider.
- Private healthcare: Shorter wait times, choice of specialist. Higher cost but often better facilities. Many expats choose private insurance for the first year.
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Emergency Numbers
| Service | Number |
|---|---|
| Universal Emergency | 15 |
| Ambulance | 17 |
| Police | N/A |
Save these numbers in your phone before arriving in Togo. In EU countries, 112 works universally. In non-EU countries, learn the local numbers and keep them accessible.
Health Insurance for Expats
As an expat in Togo, your insurance options typically include:
- Employer-sponsored insurance: If employed locally, your employer may enrol you in the public system or provide private coverage
- International health insurance: Global plans from providers like Cigna, Allianz, or Bupa — ideal for the first year or if you plan to move again
- Local private insurance: Often cheaper than international plans but may have language barriers in claims
- Public system enrolment: Available once you have a residence permit and employment
Healthcare Quality
With a healthcare quality index of 42/100, Togo offers adequate healthcare by international standards.
Life expectancy in Togo is 62.3 years, which is below the global average.
Government healthcare spending is approximately €53 per capita per year.
Practical Tips
- Register immediately: Sign up for health insurance within your first week of arrival
- Bring medical records: Carry translated copies of your medical history, prescriptions, and vaccination records
- Find an English-speaking doctor: Expat communities and forums often maintain lists of English-speaking practitioners
- Prescription medications: Check if your regular medications are available and legal in Togo. Bring a 3-month supply with a doctor's letter
- Dental care: Dental coverage varies widely — check what your insurance covers and consider supplemental dental insurance
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Get Your Free VerdictFrequently Asked Questions
Are prescriptions from my home country valid in Togo?
Foreign prescriptions are generally not valid in Togo. Bring a translated copy of your prescriptions and a doctor's letter explaining your medication needs. Visit a local GP to get prescriptions reissued. Some medications may have different brand names or availability.
What are the emergency numbers in Togo?
Emergency numbers in Togo: Universal emergency: 15, Ambulance: 17, Police: N/A. Save these in your phone before arriving. In most cases, operators may speak English, but knowing basic local language emergency phrases is recommended.
How long are hospital waiting times in Togo?
With a healthcare index of 42/100, waiting times in Togo are variable, with potential delays for specialist and elective care. Private hospitals typically offer shorter waiting times.
Can I use my EHIC/GHIC card in Togo?
The European Health Insurance Card (EHIC) or Global Health Insurance Card (GHIC) is only valid in EU/EEA countries and Switzerland. If Togo is in the EU, your EHIC/GHIC gives you access to state-provided healthcare on the same terms as residents. It is not a substitute for comprehensive health insurance.
What should I do in a medical emergency in Togo?
Call the emergency number (15) immediately. In a life-threatening emergency, go directly to the nearest hospital emergency department. Carry your insurance card and a translated summary of any medical conditions or allergies. Hospital emergency departments cannot refuse treatment.