Cost of Moving from India to Canada: Official Fees and Funds (2026)

The previous version included statements without sufficient direct support. This revision removes or corrects:

• Overall budget range and the headline estimate of immigration fees, including the rupee and dollar conversions: no official source and mixed unsourced items; removed.
• The old fee figure for the principal applicant's permanent residence application: does not match the current fee list; replaced by the current IRCC list.
• The old fee figure for the spouse: does not match the current fee list; replaced by the spouse row of the current IRCC list, quoted as listed.
• The old per-child fee: out of date after the permanent residence fee increase; replaced by the current IRCC list.
• All rupee figures and rupee-to-dollar conversions: no official fixed exchange rate; removed.
• The old language-test price: out of date and the test type was not shown by the provider; replaced by the provider's currently published price.
• The educational credential assessment price: not confirmed (the provider page blocked plain access and IRCC does not publish it); removed.
• Medical examination, police certificate, passport and French-test prices: no official or provider source found in this review; removed.
• The biometrics fee is kept as shown on the IRCC fee list, but whether a permanent residence application requires biometrics is not established; the article says so.
• The old settlement-funds figure for a family of four: outdated; replaced by the current IRCC table. The old figures for one to three people were confirmed.
• The old article's statement that the settlement-funds amounts are updated annually: kept, because the IRCC proof-of-funds page says it updates the numbers every year; the article now cites that wording and states the table date.
• The claim that bank statements and a list of instruments (fixed deposits, savings, mutual funds) are acceptable: replaced by what IRCC says (bank letters with an average balance); the list of instruments has no official source here; removed.
• The claim that settlement funds must be shown but not spent: not stated by IRCC; replaced by IRCC's wording that funds must be available when applying and when the visa is issued.
• The claim that these costs are non-refundable once submitted: removed. The IRCC fee list says the right of permanent residence fee is the only fee it can refund after processing starts, and that it refunds that fee if you withdraw or your application is refused.
• The claim that recent large deposits or parked funds raise red flags and can lead to refusal: no official excerpt; removed.
• Flight, baggage, sea-freight, seasonal price and airline claims: no official source; removed.
• The first-month cost table (rent, groceries, transit, phone, clothing, essentials, city totals), suburb savings, city rent comparisons and the provincial sales-tax remark: no official source; removed.
• Money-transfer claims (bank margins, specialist-provider fees, claimed savings, wire fees): third-party or commercial claims without an official source; removed.
• The Reserve Bank of India annual remittance limit is confirmed on the RBI FAQ; the rupee conversion of that limit was removed.
• The old threshold for tax collected at source on remittances: out of date; the Income Tax Department page shows a higher threshold and the rate stated in the article; corrected.
• The claim that tax collected at source is adjustable against the income tax return and is not a permanent tax: not stated on the captured official page; removed.
• The cheapest-cities FAQ and the provincial nominee points comments: no official source; removed.
• The answer that a home loan cannot be settlement funds: replaced with IRCC's wording that equity on real property cannot be used and money cannot be borrowed from another person.
• The statement that Canadian Experience Class applicants are exempt: kept, with IRCC's exact conditions (that class, or authorization to work with a valid job offer).
• The title, key takeaway and FAQ promised a full cost breakdown including city budgets; narrowed to officially published fees and requirements.

Review scope: legal and financial statements in this revised article. Recheck on a provider, professional, immigration or tax-rule change; reuse of dated figures requires a new check.