Cost of Living in Togo 2026 — Rent, Food, Tax & BudgetAll figures are shown in EUR for comparability. The local currency of Togo is the West African CFA franc (XOF).
Monthly Living Costs in Togo
Average prices from our cost dataset, re-checked on a rolling basis:
1BR Rent
per month, city average
3BR Rent
per month, city average
Groceries
per month, single person
Transport
per month, public transit pass
Utilities
per month, basic apartment
Meal Out
typical price per meal
Monthly budget (single person): €475 (1-bedroom rent + groceries + transport + utilities)
Monthly budget (couple): €595 (shared 1-bedroom rent, two of everything else)
These are national averages — actual costs vary by city and lifestyle.
How Expensive Is Togo Overall?
| Indicator | Value |
|---|---|
| Cost-of-living index (market data; higher = more expensive) | 38.7 |
| Price level index (World Bank, 2024; US = 100) | 33.3 |
Salaries by Sector
Typical gross annual salaries in Togo from our sector dataset:
| Sector | Typical gross annual (EUR) |
|---|---|
| IT & Software | €6,500 |
| Finance | €5,000 |
| Engineering | €5,000 |
| Healthcare | €3,000 |
| Education | €2,500 |
| Construction | €2,500 |
| Hospitality | €2,000 |
| Retail | €1,500 |
Taxes in Togo
Headline tax figures that shape your take-home pay:
| Tax | Rate / amount |
|---|---|
| Effective income tax at €90k gross | 19.5% |
| Net monthly pay at €90k gross | €5,367 |
| VAT / sales tax | 18% |
| Top personal income-tax rate | 20% |
Worked example: on a €90,000 gross salary, net pay is about €5,367 per month. After rent and essentials (€475), roughly €4,892 per month is left for savings and discretionary spending.
How Togo Compares to Its Neighbours
| Country | 1BR Rent | Groceries | Transport | Cost index |
|---|---|---|---|---|
| Togo | €280 | €95 | €25 | 38.7 |
| Benin | €185 | €45 | €15 | 34.8 |
| Burkina Faso | €180 | €95 | €18 | 34.2 |
| Ghana | €280 | €95 | €18 | 40.9 |
Quality of Life Metrics
Beyond cost, these factors shape everyday life in Togo:
Safety index
Healthcare index
Internet speed
English proficiency
Life expectancy
Expat satisfaction
What It Costs to Get In: Visas & Residence
We track 5 residence and visa routes for Togo — see the full Togo visa programme list.
Our engine estimates a minimum financial viability of €475 per month to sustain a move to Togo.
Frequently Asked Questions
Is Togo expensive?
Togo has a cost-of-living index of 38.7 (higher = more expensive). A 1-bedroom apartment averages €280 per month and a single person spends about €475 per month on rent plus essentials.
How much money do I need per month in Togo?
About €475 per month covers rent and essentials for a single person (1-bedroom rent + groceries + transport + utilities). A couple sharing a 1-bedroom apartment needs about €595 per month.
What is the average rent in Togo?
A 1-bedroom apartment averages €280 per month and a 3-bedroom apartment averages €480 per month in Togo. Prices vary significantly between city centres and smaller towns.
What do people earn in Togo?
Typical gross annual salaries in Togo range from €1,500 (Retail) to €6,500 (IT & Software), based on our sector dataset.
Ready for the next step? See the full Togo country profile and the Togo emigration guide.
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