Cost of Living in Paraguay 2026 — Rent, Food, Tax & BudgetAll figures are shown in EUR for comparability. The local currency of Paraguay is the Paraguayan guaraní (PYG).
Monthly Living Costs in Paraguay
Average prices from our cost dataset, re-checked on a rolling basis:
1BR Rent
per month, city average
3BR Rent
per month, city average
Groceries
per month, single person
Transport
per month, public transit pass
Utilities
per month, basic apartment
Meal Out
typical price per meal
Monthly budget (single person): €720 (1-bedroom rent + groceries + transport + utilities)
Monthly budget (couple): €915 (shared 1-bedroom rent, two of everything else)
These are national averages — actual costs vary by city and lifestyle.
How Expensive Is Paraguay Overall?
| Indicator | Value |
|---|---|
| Cost-of-living index (market data; higher = more expensive) | 46.8 |
| Rent index | 10.2 |
| Groceries index | 27.9 |
| Restaurant price index | 26.4 |
| Local purchasing-power index (higher = stronger) | 49.3 |
| Price level index (World Bank, 2024; US = 100) | 34.6 |
| Property price-to-income ratio | 14.1 |
Salaries by Sector
Typical gross annual salaries in Paraguay from our sector dataset:
| Sector | Typical gross annual (EUR) |
|---|---|
| IT & Software | €18,000 |
| Engineering | €15,000 |
| Finance | €14,000 |
| Construction | €11,500 |
| Healthcare | €10,500 |
| Education | €9,500 |
| Retail | €7,000 |
| Hospitality | €7,000 |
Taxes in Paraguay
Headline tax figures that shape your take-home pay:
| Tax | Rate / amount |
|---|---|
| Effective income tax at €90k gross | 11.9% |
| Net monthly pay at €90k gross | €5,875 |
| VAT / sales tax | 10% |
| Top personal income-tax rate | 10% |
Worked example: on a €90,000 gross salary, net pay is about €5,875 per month. After rent and essentials (€720), roughly €5,155 per month is left for savings and discretionary spending.
How Paraguay Compares to Its Neighbours
| Country | 1BR Rent | Groceries | Transport | Cost index |
|---|---|---|---|---|
| Paraguay | €450 | €170 | €25 | 46.8 |
| Argentina | €850 | €280 | €65 | 3.1 |
| Bolivia | €320 | €95 | €25 | 39.1 |
| Brazil | €450 | €180 | €65 | 51.6 |
Quality of Life Metrics
Beyond cost, these factors shape everyday life in Paraguay:
Safety index
Healthcare index
Internet speed
English proficiency
Life expectancy
Expat satisfaction
What It Costs to Get In: Visas & Residence
We track 9 residence and visa routes for Paraguay — see the full Paraguay visa programme list.
Our engine estimates a minimum financial viability of €720 per month to sustain a move to Paraguay.
Frequently Asked Questions
Is Paraguay expensive?
Paraguay has a cost-of-living index of 46.8 (higher = more expensive). A 1-bedroom apartment averages €450 per month and a single person spends about €720 per month on rent plus essentials.
How much money do I need per month in Paraguay?
About €720 per month covers rent and essentials for a single person (1-bedroom rent + groceries + transport + utilities). A couple sharing a 1-bedroom apartment needs about €915 per month.
What is the average rent in Paraguay?
A 1-bedroom apartment averages €450 per month and a 3-bedroom apartment averages €650 per month in Paraguay. Prices vary significantly between city centres and smaller towns.
What do people earn in Paraguay?
Typical gross annual salaries in Paraguay range from €7,000 (Hospitality) to €18,000 (IT & Software), based on our sector dataset.
Ready for the next step? See the full Paraguay country profile and the Paraguay emigration guide.
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