Cost of Living in Maldives 2026 — Rent, Food, Tax & BudgetAll figures are shown in EUR for comparability. The local currency of Maldives is the Maldivian rufiyaa (MVR).
Monthly Living Costs in Maldives
Average prices from our cost dataset, re-checked on a rolling basis:
1BR Rent
per month, city average
3BR Rent
per month, city average
Groceries
per month, single person
Transport
per month, public transit pass
Utilities
per month, basic apartment
Meal Out
typical price per meal
Monthly budget (single person): €1,865 (1-bedroom rent + groceries + transport + utilities)
Monthly budget (couple): €2,350 (shared 1-bedroom rent, two of everything else)
These are national averages — actual costs vary by city and lifestyle.
How Expensive Is Maldives Overall?
| Indicator | Value |
|---|---|
| Cost-of-living index (market data; higher = more expensive) | 62.1 |
| Rent index | 24.6 |
| Groceries index | 52.7 |
| Restaurant price index | 42.9 |
| Local purchasing-power index (higher = stronger) | 46.2 |
| Price level index (World Bank, 2024; US = 100) | 51.1 |
Salaries by Sector
Typical gross annual salaries in Maldives from our sector dataset:
| Sector | Typical gross annual (EUR) |
|---|---|
| IT & Software | €28,000 |
| Finance | €25,000 |
| Engineering | €22,000 |
| Healthcare | €16,500 |
| Construction | €15,000 |
| Education | €12,000 |
| Hospitality | €11,000 |
| Retail | €9,500 |
Taxes in Maldives
Headline tax figures that shape your take-home pay:
| Tax | Rate / amount |
|---|---|
| Effective income tax at €90k gross | 0% |
| Net monthly pay at €90k gross | €6,667 |
| VAT / sales tax | 6% |
| Top personal income-tax rate | 0% |
Worked example: on a €90,000 gross salary, net pay is about €6,667 per month. After rent and essentials (€1,865), roughly €4,802 per month is left for savings and discretionary spending.
How Maldives Compares to Its Neighbours
| Country | 1BR Rent | Groceries | Transport | Cost index |
|---|---|---|---|---|
| Maldives | €1,200 | €450 | €35 | 62.1 |
| India | €160 | €45 | €15 | 20.7 |
| Pakistan | €180 | €80 | €15 | 23.5 |
| Bangladesh | €250 | €80 | €25 | 28.5 |
Quality of Life Metrics
Beyond cost, these factors shape everyday life in Maldives:
Safety index
Healthcare index
Internet speed
English proficiency
Life expectancy
Expat satisfaction
What It Costs to Get In: Visas & Residence
We track 6 residence and visa routes for Maldives — see the full Maldives visa programme list.
Lowest documented income requirement among tracked routes: €1,800 per month — Corporate Resident Visa (investor route). Requirements change; always confirm on the official page before applying.
Our engine estimates a minimum financial viability of €1,865 per month to sustain a move to Maldives.
Frequently Asked Questions
Is Maldives expensive?
Maldives has a cost-of-living index of 62.1 (higher = more expensive). A 1-bedroom apartment averages €1,200 per month and a single person spends about €1,865 per month on rent plus essentials.
How much money do I need per month in Maldives?
About €1,865 per month covers rent and essentials for a single person (1-bedroom rent + groceries + transport + utilities). A couple sharing a 1-bedroom apartment needs about €2,350 per month.
What is the average rent in Maldives?
A 1-bedroom apartment averages €1,200 per month and a 3-bedroom apartment averages €2,200 per month in Maldives. Prices vary significantly between city centres and smaller towns.
What do people earn in Maldives?
Typical gross annual salaries in Maldives range from €9,500 (Retail) to €28,000 (IT & Software), based on our sector dataset.
Which residence route has the lowest income requirement for Maldives?
Among the 6 Maldives residence routes we track, the lowest documented income requirement is €1,800 per month (Corporate Resident Visa). Requirements change; always confirm on the official page before applying.
Ready for the next step? See the full Maldives country profile and the Maldives emigration guide.
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