Cost of Living in Eswatini 2026 — Rent, Food, Tax & BudgetAll figures are shown in EUR for comparability. The local currency of Eswatini is the Swazi lilangeni (SZL).
Monthly Living Costs in Eswatini
Average prices from our cost dataset, re-checked on a rolling basis:
1BR Rent
per month, city average
3BR Rent
per month, city average
Groceries
per month, single person
Transport
per month, public transit pass
Utilities
per month, basic apartment
Meal Out
typical price per meal
Monthly budget (single person): €505 (1-bedroom rent + groceries + transport + utilities)
Monthly budget (couple): €625 (shared 1-bedroom rent, two of everything else)
These are national averages — actual costs vary by city and lifestyle.
How Expensive Is Eswatini Overall?
| Indicator | Value |
|---|---|
| Cost-of-living index (market data; higher = more expensive) | 37.7 |
| Price level index (World Bank, 2024; US = 100) | 33.1 |
Salaries by Sector
Typical gross annual salaries in Eswatini from our sector dataset:
| Sector | Typical gross annual (EUR) |
|---|---|
| IT & Software | €8,000 |
| Finance | €8,000 |
| Engineering | €7,000 |
| Healthcare | €6,500 |
| Education | €5,000 |
| Construction | €5,000 |
| Hospitality | €3,500 |
| Retail | €3,000 |
Taxes in Eswatini
Headline tax figures that shape your take-home pay:
| Tax | Rate / amount |
|---|---|
| Effective income tax at €90k gross | 8.9% |
| Net monthly pay at €90k gross | €6,071 |
| VAT / sales tax | 15% |
| Top personal income-tax rate | 33% |
Worked example: on a €90,000 gross salary, net pay is about €6,071 per month. After rent and essentials (€505), roughly €5,566 per month is left for savings and discretionary spending.
How Eswatini Compares to Its Neighbours
| Country | 1BR Rent | Groceries | Transport | Cost index |
|---|---|---|---|---|
| Eswatini | €280 | €95 | €25 | 37.7 |
| Mozambique | €472 | €180 | €20 | 40.1 |
| South Africa | €450 | €90 | €45 | 47.2 |
| Zimbabwe | €280 | €85 | €20 | 0.1 |
Quality of Life Metrics
Beyond cost, these factors shape everyday life in Eswatini:
Safety index
Healthcare index
Internet speed
English proficiency
Life expectancy
Expat satisfaction
What It Costs to Get In: Visas & Residence
We track 9 residence and visa routes for Eswatini — see the full Eswatini visa programme list.
Lowest documented income requirement among tracked routes: €500 per month — EMPLOYEES PART I (work route). Requirements change; always confirm on the official page before applying.
Our engine estimates a minimum financial viability of €505 per month to sustain a move to Eswatini.
Frequently Asked Questions
Is Eswatini expensive?
Eswatini has a cost-of-living index of 37.7 (higher = more expensive). A 1-bedroom apartment averages €280 per month and a single person spends about €505 per month on rent plus essentials.
How much money do I need per month in Eswatini?
About €505 per month covers rent and essentials for a single person (1-bedroom rent + groceries + transport + utilities). A couple sharing a 1-bedroom apartment needs about €625 per month.
What is the average rent in Eswatini?
A 1-bedroom apartment averages €280 per month and a 3-bedroom apartment averages €420 per month in Eswatini. Prices vary significantly between city centres and smaller towns.
What do people earn in Eswatini?
Typical gross annual salaries in Eswatini range from €3,000 (Retail) to €8,000 (IT & Software), based on our sector dataset.
Which residence route has the lowest income requirement for Eswatini?
Among the 9 Eswatini residence routes we track, the lowest documented income requirement is €500 per month (EMPLOYEES PART I). Requirements change; always confirm on the official page before applying.
Ready for the next step? See the full Eswatini country profile and the Eswatini emigration guide.
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