Healthcare in Singapore for Expats (2026 Guide)
Healthcare is one of the first things to sort out when you move to Singapore. Here's what the system looks like for expats in 2026.
Healthcare System Overview
| Indicator | Value |
|---|---|
| System Type | Mixed |
| Healthcare Quality Index | 95/100 |
| Spending per Capita | €4,051 |
| Life Expectancy | 82.9 years |
How the System Works
Singapore's healthcare system is classified as Mixed system. The system combines public and private healthcare elements.
Public vs Private Healthcare
Most countries offer both public and private healthcare options:
- Public healthcare: Available to all registered residents. May have waiting lists for non-urgent procedures. Typically lower cost but less choice of provider.
- Private healthcare: Shorter wait times, choice of specialist. Higher cost but often better facilities. Many expats choose private insurance for the first year.
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Emergency Numbers
| Service | Number |
|---|---|
| Universal Emergency | 995 |
| Ambulance | 999 |
| Police | 999 |
Save these numbers in your phone before arriving in Singapore. In EU countries, 112 works universally. In non-EU countries, learn the local numbers and keep them accessible.
Health Insurance for Expats
As an expat in Singapore, your insurance options typically include:
- Employer-sponsored insurance: If employed locally, your employer may enrol you in the public system or provide private coverage
- International health insurance: Global plans from providers like Cigna, Allianz, or Bupa — ideal for the first year or if you plan to move again
- Local private insurance: Often cheaper than international plans but may have language barriers in claims
- Public system enrolment: Available once you have a residence permit and employment
Healthcare Quality
With a healthcare quality index of 95/100, Singapore offers excellent healthcare by international standards.
Life expectancy in Singapore is 82.9 years, which is above the global average.
Government healthcare spending is approximately €4051 per capita per year.
Practical Tips
- Register immediately: Sign up for health insurance within your first week of arrival
- Bring medical records: Carry translated copies of your medical history, prescriptions, and vaccination records
- Find an English-speaking doctor: Expat communities and forums often maintain lists of English-speaking practitioners
- Prescription medications: Check if your regular medications are available and legal in Singapore. Bring a 3-month supply with a doctor's letter
- Dental care: Dental coverage varies widely — check what your insurance covers and consider supplemental dental insurance
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Frequently Asked Questions
What is the quality of healthcare in Singapore?
Singapore's healthcare quality index is 95/100, ranking it among the top healthcare systems globally. Life expectancy is 82.9 years. Healthcare spending per capita is €4051.
How much does healthcare cost in Singapore?
Government healthcare spending is approximately €4051 per capita. Out-of-pocket costs depend on your insurance type and coverage. Private insurance premiums for expats typically range from €100-500 per month depending on age and coverage. GP visits, specialist consultations, and prescriptions may have co-payments.
Are prescriptions from my home country valid in Singapore?
Foreign prescriptions are generally not valid in Singapore. Bring a translated copy of your prescriptions and a doctor's letter explaining your medication needs. Visit a local GP to get prescriptions reissued. Some medications may have different brand names or availability.
Can I use my EHIC/GHIC card in Singapore?
The European Health Insurance Card (EHIC) or Global Health Insurance Card (GHIC) is only valid in EU/EEA countries and Switzerland. If Singapore is in the EU, your EHIC/GHIC gives you access to state-provided healthcare on the same terms as residents. It is not a substitute for comprehensive health insurance.
What should I do in a medical emergency in Singapore?
Call the emergency number (995) immediately. In a life-threatening emergency, go directly to the nearest hospital emergency department. Carry your insurance card and a translated summary of any medical conditions or allergies. Hospital emergency departments cannot refuse treatment.
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