What healthcare do expats get in Morocco?
One of the biggest concerns for anyone relocating is healthcare. Here's how Morocco's system works and what it means for you as an expat.
Healthcare System Overview
| Indicator | Value |
|---|---|
| System Type | Mixed |
| Healthcare Quality Index | 62/100 |
| Spending per Capita | €210 |
| Life Expectancy | 75.2 years |
How the System Works
Morocco's healthcare system is classified as Mixed system. The system combines public and private healthcare elements.
Public vs Private Healthcare
Most countries offer both public and private healthcare options:
- Public healthcare: Available to all registered residents. May have waiting lists for non-urgent procedures. Typically lower cost but less choice of provider.
- Private healthcare: Shorter wait times, choice of specialist. Higher cost but often better facilities. Many expats choose private insurance for the first year.
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Emergency Numbers
| Service | Number |
|---|---|
| Universal Emergency | 15 |
| Ambulance | 19 |
| Police | N/A |
Save these numbers in your phone before arriving in Morocco. In EU countries, 112 works universally. In non-EU countries, learn the local numbers and keep them accessible.
Health Insurance for Expats
As an expat in Morocco, your insurance options typically include:
- Employer-sponsored insurance: If employed locally, your employer may enrol you in the public system or provide private coverage
- International health insurance: Global plans from providers like Cigna, Allianz, or Bupa — ideal for the first year or if you plan to move again
- Local private insurance: Often cheaper than international plans but may have language barriers in claims
- Public system enrolment: Available once you have a residence permit and employment
Healthcare Quality
With a healthcare quality index of 62/100, Morocco offers good healthcare by international standards.
Life expectancy in Morocco is 75.2 years, which is near the global average.
Government healthcare spending is approximately €210 per capita per year.
Practical Tips
- Register immediately: Sign up for health insurance within your first week of arrival
- Bring medical records: Carry translated copies of your medical history, prescriptions, and vaccination records
- Find an English-speaking doctor: Expat communities and forums often maintain lists of English-speaking practitioners
- Prescription medications: Check if your regular medications are available and legal in Morocco. Bring a 3-month supply with a doctor's letter
- Dental care: Dental coverage varies widely — check what your insurance covers and consider supplemental dental insurance
Frequently Asked Questions
How do I register for healthcare when I arrive in Morocco?
Registration typically involves visiting a local health office or insurance provider within your first weeks. You will need your residence permit, passport, and proof of address. Your employer may handle registration if you are employed locally.
Can I use my EHIC/GHIC card in Morocco?
The European Health Insurance Card (EHIC) or Global Health Insurance Card (GHIC) is only valid in EU/EEA countries and Switzerland. If Morocco is in the EU, your EHIC/GHIC gives you access to state-provided healthcare on the same terms as residents. It is not a substitute for comprehensive health insurance.
What type of healthcare system does Morocco have?
Morocco has an Mixed system healthcare system. This system combines public and private healthcare provision. The healthcare quality index is 62/100, indicating good quality of care.
Can I see a doctor in English in Morocco?
In major cities in Morocco, finding an English-speaking doctor is usually possible, especially at private clinics and international hospitals. Expat communities often maintain lists of English-speaking practitioners. In rural areas, language barriers are more common.
What is the quality of healthcare in Morocco?
Morocco's healthcare quality index is 62/100, indicating good healthcare quality. Life expectancy is 75.2 years. Healthcare spending per capita is €210.
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