Cost of Living in Iraq: Detailed Breakdown (2026)
Understanding the true cost of living before you move is essential for financial planning. This detailed breakdown covers every major expense category in Iraq for 2026, using real data from official sources and cost surveys.
Monthly Cost Breakdown
| Category | Monthly Cost | Notes |
|---|---|---|
| Rent (1BR, City Centre) | €280 | Largest expense |
| Rent (3BR, City Centre) | €420 | For families |
| Groceries | €95 | One person, home cooking |
| Public Transport | €25 | Monthly pass |
| Utilities (85m2) | €65 | Electricity, water, heating |
| Dining Out (per meal) | €4 | Inexpensive restaurant |
| Total (Single Person) | €497 | Comfortable lifestyle |
Income vs Expenses
| Income Metric | Amount |
|---|---|
| Average Salary (Gross) | €603/month |
| Minimum Wage | €430/month |
| Salary After Rent (1BR) | €323/month |
With an average salary of €603 and rent of €280, approximately 46% of income goes to housing.
Considering Iraq? Our decision engine scores your profile against real visa rules, salary data, and cost of living. Get Your Free Verdict →
Cost Indices (vs New York City = 100)
| Index | Score | Interpretation |
|---|
Money-Saving Tips
- Shop at local markets: Fresh produce is typically 20-40% cheaper than supermarkets
- Cook at home: Eating in saves 60-70% compared to dining out
- Use public transport: Monthly passes are much cheaper than car ownership
- Live outside the centre: Suburbs offer 20-40% lower rent with reasonable commutes
- Compare utilities: Switch providers for electricity and internet to get better deals
- Student discounts: Available for under-26s on transport, museums, and cultural events
Salary by Sector
| Sector | Entry Level | Median | Senior |
|---|---|---|---|
| It | €12,500 | €18,000 | €25,000 |
| Retail | €4,000 | €5,500 | €7,500 |
| Finance | €10,000 | €14,000 | €19,500 |
| Education | €6,000 | €8,500 | €12,000 |
| Healthcare | €8,500 | €12,000 | €17,000 |
| Engineering | €10,500 | €15,000 | €21,000 |
| Hospitality | €4,500 | €6,500 | €9,000 |
| Construction | €6,500 | €9,000 | €12,500 |
Figures are annual gross salaries in EUR.
Frequently Asked Questions
What is the cheapest city to live in Iraq?
Cost of living varies significantly within Iraq. Smaller cities and rural areas are generally 20-40% cheaper than the capital. The national average rent for a 1BR is €280, but you can find significantly lower prices outside major urban areas. Research specific cities before deciding.
What is the average salary in Iraq?
The average monthly salary in Iraq is approximately €603 gross. The minimum wage is €430/month.
What are grocery costs in Iraq?
Monthly grocery costs for one person average approximately €95. Shopping at local markets and discount supermarkets can reduce costs significantly.
How much does rent cost in Iraq?
A 1-bedroom apartment in the city centre costs approximately €280/month. A 3-bedroom costs approximately €420/month.
How does inflation affect costs in Iraq?
Prices in Iraq are subject to inflation like anywhere else. The data shown reflects 2026 estimates. Food and energy costs can be particularly volatile. Budget a 5-10% buffer above estimated costs to account for price increases during your stay.
Planning to move to Iraq?
Get your personalised emigration verdict covering visa eligibility, cost of living, and career prospects across 200+ countries.
Get Your Free Verdict