Banking & Finance
The banking system in Jordan may feel unfamiliar at first. Knowing the right steps before you arrive makes the transition much smoother.
Banking Overview in Jordan
| Feature | Details |
|---|---|
| Currency | Jordanian dinar (JOD) د.ا |
| Bank Account for Foreigners | May be possible — confirm with the bank |
| Access Difficulty | Medium |
| Remote Opening | No |
| Wise Available | No |
| N26 Available | No |
Opening a Bank Account in Jordan
Foreign nationals may be able to open a bank account in Jordan, but we have not independently verified this — confirm the current rules directly with the bank, in writing, before you rely on it. The process difficulty is rated as medium, which means you should expect some bureaucracy and possibly language barriers.
Required Documents
- Valid passport or national ID
- Proof of address / residence registration
- Residence permit (if applicable)
- Tax identification number (if available)
- Initial deposit (amount varies by bank)
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Banks in Jordan — remote & non-resident opening
Named banks operating in Jordan, and what our automated research found about non-resident remote account opening (no branch visit required). This has not been verified by a human reviewer — use it as a starting point and confirm directly with the bank.
| Bank | Remote opening | Confidence | Details |
|---|---|---|---|
| Arab Bank | May require an in-person visit — confirm with the bank directly | Medium | Cross-border program serves non-resident Jordanians via branches in residence country, not foreign nationals online. |
| Cairo Amman Bank | May require an in-person visit — confirm with the bank directly | Low | Mobile app opening exists but targets Jordanian residents; non-resident foreigners still need branch and residency. |
| Housing Bank for Trade and Finance | May require an in-person visit — confirm with the bank directly | High | Non-residents must use power of attorney or mail signed forms; no self-service online onboarding. |
| Jordan Islamic Bank | May require an in-person visit — confirm with the bank directly | Medium | Branch visit required with passport and proof of residency; no remote non-resident onboarding. |
Last checked 2026-06-22 · Source: official bank websites, gathered via automated research that has not been reviewed by our founder — treat every row as a lead, not a verified fact, and confirm directly with the bank before you rely on it. Research confidence: High = clear supporting evidence found · Medium = partial or indirect evidence · Low = weak or conflicting evidence · Unrated = no confidence assessment recorded (unreviewed automated research).
Digital Banking Options
Wise (TransferWise)
Wise has limited availability in Jordan. While you may be able to send money to Jordan, full local account features may not be available. Check their website for the latest on Jordan-specific services.
N26
We have no record of N26 operating in Jordan — check N26's own country list, as their coverage changes. You may need to consider local digital bank alternatives or traditional banks.
International Transfers
When transferring money to or from Jordan, consider these factors:
- Exchange rate: The currency is JOD. Always compare the offered rate with the mid-market rate.
- Transfer fees: Transfer fees vary — compare providers like Wise for the best rates.
- Transfer speed: Bank-to-bank (SWIFT) transfers take 2-5 business days. Digital services often complete within 1-2 days.
- Regular transfers: If sending money home regularly, set up a recurring transfer to lock in better rates.
Salary and Everyday Banking
The average salary in Jordan is approximately €933 per month. Your employer will typically require a local bank account for salary deposits. Most banks offer:
- Debit card (Visa or Mastercard)
- Online banking portal and mobile app
- Direct debit setup for rent and utilities
- ATM withdrawals (check fee policies)
Tips for Expats
- Understand tax reporting: Bank interest may be taxable. Ask your bank about withholding tax and whether they report to foreign tax authorities.
- Use a multi-currency card: A multi-currency travel card (Wise, Revolut) saves you exchange fees during the transition period.
- Compare fees before choosing: Monthly account fees, ATM charges, and international transfer costs vary wildly between banks. Ask before you open.
- Ask about expat-friendly packages: Some banks offer special accounts for foreign residents with English-language support and lower fees.
- Set up online banking immediately: Most routine transactions can be handled online or via app, saving you queues and branch visits.
Frequently Asked Questions
Can I receive my salary in a foreign bank account in Jordan?
Technically yes, but most employers in Jordan prefer paying into a local bank account. Using a local account avoids international transfer fees and delays.
How do ATM withdrawals work in Jordan?
ATMs are widely available in Jordan. Your bank's ATM network is usually free; out-of-network ATMs may charge د.ا1-5 per withdrawal. International cards may incur additional fees.
Is cryptocurrency banking available in Jordan?
Cryptocurrency regulation in Jordan varies. Some banks allow crypto-related transactions while others restrict them. Dedicated crypto exchanges operate in many countries. Check local regulations before trading or holding crypto assets in Jordan.
Can I open a bank account in Jordan as a foreigner?
Yes, foreigners can open bank accounts in Jordan. The difficulty level is rated as medium. You will typically need your passport, proof of address (registration), and sometimes a residence permit.
Does Wise (TransferWise) work in Jordan?
Wise has limited functionality in Jordan. You may need to rely on traditional banks for transfers.
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About the author
António Mira is the founder of whereTOemigrate. For over a decade he has worked at the intersection of Portuguese real estate and overseas business, helping international clients navigate the cross-border decisions that come with relocating. He sits on the board of CCIAP (Portuguese-Arab Chamber of Commerce), the Portuguese-Saudi Business Council, and the Portugal-Hong Kong Business Association — always with one focus: enabling overseas business and human mobility into and out of Portugal.
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