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Living in Valencia

What it really costs to live in Valencia, what you can earn, the visas that get you in, and the taxes you'll pay — for Spain, updated 2026. Valencia is the most affordable of the 3 Spain cities we track, so it can be a smarter base than the capital if budget matters. Valencia lies in Southern Europe. Spain's capital is Madrid. The main language is Spanish. The currency is the euro. Spain borders Andorra, France, Portugal, Morocco.

€1 445–€1 700Single / month
62.4/100Safety
23.1%Tax @ €90k
5 yrsTo residency
Monthly cost

Cost of Living in Valencia

€1 025
1BR centre/mo
€720
1BR outside/mo
€425
Groceries/mo
€102
Transport/mo
€204
Utilities/mo
€42
Internet/mo
Breakdown

Full Monthly Breakdown for Valencia

1BR Apartment (Centre)€1 025/mo
1BR Apartment (Outside)€720/mo
3BR Apartment (Centre)€2 255/mo
Groceries (single)€425/mo
Transport pass€102/mo
Utilities€204/mo
Internet€42/mo
Health insurance€85/mo
Entertainment & dining€136/mo
Total single (centre)€1 700/mo
Family of 4 (centre)€3 100/mo
Within Spain

How Valencia Compares to Other Spain Cities

Valencia is not the only option in Spain. Here is how its single-person monthly cost (€1 700) stacks up against the other cities we track — Valencia is the cheapest, Barcelona the priciest.

CitySingle / monthDifference
Madrid (capital)€2 250/mo+32% vs Valencia
Barcelona€2 350/mo+38% vs Valencia
Earnings

What You Can Earn in Spain

Typical gross annual salaries in Spain by sector (entry · median · senior). Valencia pay usually sits around the national median.

SectorEntryMedianSenior
it€28 000€38 000€52 000
retail€14 500€21 000€29 500
finance€28 000€38 000€52 000
education€19 500€28 000€39 000
healthcare€22 000€30 000€42 000
engineering€26 000€35 000€48 000
hospitality€15 500€22 000€31 000
construction€20 500€29 000€40 500
Daily life

Living in Valencia: Safety, Health & Climate

Valencia shares Spain's wider quality-of-life profile. Valencia has a mediterranean climate. Here is what daily life looks like on the things that matter most when you relocate.

🛡️
62.4/100
Safety index
🏥
87/100
Healthcare
🗣️
High
English
🌤️
28.5°C
Summer avg
📶
185.3Mbps
Internet
😊
7.2/10
Expat satisfaction
Getting in

Visa Routes to Spain

Affording Valencia is only half the question — you also need a visa that lets you stay in Spain. The main routes:

  • A job offer is normally required for the main work route.
  • Permanent residence after about 5 years.
  • Citizenship after ~10 years.

See all Spain visa routes compared →

Money kept

Taxes in Spain

23.1%
Effective @ €90k

Top marginal rate 45%, VAT 21%. Special regime — Beckham Law: Flat 24% tax rate on Spanish-source income up to EUR 600,000 for 6 years

Setting up

Settling into Valencia

  • Foreigners can open a local bank account in Spain.
  • Budget around €1 500 for first-month setup in Valencia.
  • Regulated professions needing credential recognition: Medicine, Law, Architecture, Psychology, Engineering, Nursing.

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FAQ

Valencia FAQ

How much does it cost to live in Valencia?

A single person in central Valencia should budget about €1 700/month, roughly €1 445 outside the centre. A family of four needs around €3 100/month.

Can I get a visa to live in Spain?

Yes — the main route usually needs a job offer, with permanent residence reachable in about 5 years. See the full Spain visa comparison for the route that fits you.

Sources: salaries, taxes, safety, healthcare and visa data from World Bank, OECD, the Global Peace Index and official government portals. Cost-of-living figures are community-sourced benchmarks — a guide, not a quote. Last reviewed 2026-05.

Related: Spain Guide · Visa Comparison · All Countries

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