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Living in Singapore

What it really costs to live in Singapore, what you can earn, the visas that get you in, and the taxes you'll pay — for Singapore, updated 2026. As Singapore's capital, Singapore commands the country's highest rents — but also its deepest job market. Singapore lies in South-Eastern Asia. The main languages are English, Malay, Mandarin. The currency is the Singapore dollar.

€2 912–€3 426Single / month
77.5/100Safety
11.5%Tax @ €90k
5 yrsTo residency
Monthly cost

Cost of Living in Singapore

€2 438
1BR centre/mo
€1 808
1BR outside/mo
€856
Groceries/mo
€206
Transport/mo
€411
Utilities/mo
€86
Internet/mo
Breakdown

Full Monthly Breakdown for Singapore

1BR Apartment (Centre)€2 438/mo
1BR Apartment (Outside)€1 808/mo
3BR Apartment (Centre)€5 364/mo
Groceries (single)€856/mo
Transport pass€206/mo
Utilities€411/mo
Internet€86/mo
Health insurance€171/mo
Entertainment & dining€274/mo
Total single (centre)€3 426/mo
Family of 4 (centre)€6 200/mo
Within Singapore

How Singapore Compares to Other Singapore Cities

Singapore is not the only option in Singapore. Here is how its single-person monthly cost (€3 426) stacks up against the other cities we track — Singapore (Sentosa/Expat Enclaves) is the cheapest, Singapore the priciest.

CitySingle / monthDifference
Singapore (Sentosa/Expat Enclaves)€2 912/mo-15% vs Singapore
Singapore (Central - CBD/Orchard/Tiong Bahru)€2 912/mo-15% vs Singapore
Singapore (Suburban - Jurong/Tampines/Woodlands)€2 912/mo-15% vs Singapore
Earnings

What You Can Earn in Singapore

Typical gross annual salaries in Singapore by sector (entry · median · senior). Singapore pay usually sits around the national median.

SectorEntryMedianSenior
it€38 000€55 000€82 000
retail€19 500€28 000€39 000
finance€42 000€62 000€95 000
education€33 500€48 000€67 000
healthcare€28 000€42 000€62 000
engineering€35 000€52 000€75 000
hospitality€22 500€32 000€45 000
construction€29 500€42 000€59 000
Daily life

Living in Singapore: Safety, Health & Climate

Singapore shares Singapore's wider quality-of-life profile. Singapore has a tropical climate. Here is what daily life looks like on the things that matter most when you relocate.

🛡️
77.5/100
Safety index
🏥
95/100
Healthcare
🗣️
Very_High
English
🌤️
32°C
Summer avg
📶
262Mbps
Internet
😊
8.2/10
Expat satisfaction
Getting in

Visa Routes to Singapore

Affording Singapore is only half the question — you also need a visa that lets you stay in Singapore. The main routes:

  • A job offer is normally required for the main work route.
  • Permanent residence after about 5 years.
  • Citizenship after ~2 years.
  • Investment route from about €8 350 000 (USD).

See all Singapore visa routes compared →

Money kept

Taxes in Singapore

11.5%
Effective @ €90k

Top marginal rate 24%, VAT 9%. Special regime — Not Ordinarily Resident (NOR): Only Singapore-sourced income taxed for 5 years. Foreign income exempt | Global Investor Programme: Permanent residence via investment. SGD 10M minimum

Setting up

Settling into Singapore

  • Foreigners can open a local bank account in Singapore.
  • Budget around €2 800 for first-month setup in Singapore.
  • Regulated professions needing credential recognition: Medicine, Law, Engineering, Nursing, Architecture, Dentistry.

Get Your Singapore Emigration Report

Personalised visa options, costs and a 90-day plan for Singapore.

Get Essential Report — €5or start the free assessment
FAQ

Singapore FAQ

How much does it cost to live in Singapore?

A single person in central Singapore should budget about €3 426/month, roughly €2 912 outside the centre. A family of four needs around €6 200/month.

Can I get a visa to live in Singapore?

Yes — the main route usually needs a job offer, with permanent residence reachable in about 5 years. See the full Singapore visa comparison for the route that fits you.

Sources: salaries, taxes, safety, healthcare and visa data from World Bank, OECD, the Global Peace Index and official government portals. Cost-of-living figures are community-sourced benchmarks — a guide, not a quote. Last reviewed 2026-05.

Related: Singapore Guide · Visa Comparison · All Countries

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