Home / Countries / Serbia / Novi Sad
Serbia · Cost of living

Living in Novi Sad

What it really costs to live in Novi Sad, what you can earn, the visas that get you in, and the taxes you'll pay — for Serbia, updated 2026. Novi Sad sits mid-range among the 3 Serbia cities we track, so it can be a smarter base than the capital if budget matters. Novi Sad lies in Southeast Europe. Serbia's capital is Belgrade. The main language is Serbian. Serbia borders Bosnia and Herzegovina, Bulgaria, Croatia, Hungary, Kosovo.

€638–€750Single / month
63/100Safety
24%Tax @ €90k
5 yrsTo residency
Monthly cost

Cost of Living in Novi Sad

€380
1BR centre/mo
€266
1BR outside/mo
€220
Groceries/mo
€30
Transport/mo
€90
Utilities/mo
€19
Internet/mo
Breakdown

Full Monthly Breakdown for Novi Sad

1BR Apartment (Centre)€380/mo
1BR Apartment (Outside)€266/mo
3BR Apartment (Centre)€836/mo
Groceries (single)€220/mo
Transport pass€30/mo
Utilities€90/mo
Internet€19/mo
Health insurance€38/mo
Entertainment & dining€60/mo
Total single (centre)€750/mo
Family of 4 (centre)€2 000/mo
Within Serbia

How Novi Sad Compares to Other Serbia Cities

Novi Sad is not the only option in Serbia. Here is how its single-person monthly cost (€750) stacks up against the other cities we track — Nis is the cheapest, Belgrade the priciest.

CitySingle / monthDifference
Nis€650/mo-13% vs Novi Sad
Belgrade (capital)€950/mo+27% vs Novi Sad
Earnings

What You Can Earn in Serbia

Typical gross annual salaries in Serbia by sector (entry · median · senior). Novi Sad pay usually sits around the national median.

SectorEntryMedianSenior
it€31 500€45 000€63 000
retail€7 500€11 000€15 500
finance€19 500€28 000€39 000
education€11 000€16 000€22 500
healthcare€12 500€18 000€25 000
engineering€17 000€24 000€33 500
hospitality€8 500€12 000€17 000
construction€14 000€20 000€28 000
Daily life

Living in Novi Sad: Safety, Health & Climate

Novi Sad shares Serbia's wider quality-of-life profile. Novi Sad has a continental climate. Here is what daily life looks like on the things that matter most when you relocate.

🛡️
63/100
Safety index
🏥
74/100
Healthcare
🗣️
Moderate
English
🌤️
23°C
Summer avg
📶
48.5Mbps
Internet
😊
6.8/10
Expat satisfaction
Getting in

Visa Routes to Serbia

Affording Novi Sad is only half the question — you also need a visa that lets you stay in Serbia. The main routes:

  • A job offer is normally required for the main work route.
  • Permanent residence after about 5 years.
  • Citizenship after ~6 years — dual nationality allowed.
  • Investment route from about €50 000 (USD).

See all Serbia visa routes compared →

Money kept

Taxes in Serbia

24%
Effective @ €90k

Top marginal rate 20%, VAT 20%. Special regime — Return of Diaspora Tax Incentive: 10% income tax rate

Setting up

Settling into Novi Sad

  • Foreigners can open a local bank account in Serbia.
  • Budget around €1 500 for first-month setup in Novi Sad.
  • Regulated professions needing credential recognition: Medicine, Law, Engineering, Teaching.

Get Your Serbia Emigration Report

Personalised visa options, costs and a 90-day plan for Serbia.

Get Essential Report — €5or start the free assessment
FAQ

Novi Sad FAQ

How much does it cost to live in Novi Sad?

A single person in central Novi Sad should budget about €750/month, roughly €638 outside the centre. A family of four needs around €2 000/month.

Can I get a visa to live in Serbia?

Yes — the main route usually needs a job offer, with permanent residence reachable in about 5 years. See the full Serbia visa comparison for the route that fits you.

Sources: salaries, taxes, safety, healthcare and visa data from World Bank, OECD, the Global Peace Index and official government portals. Cost-of-living figures are community-sourced benchmarks — a guide, not a quote. Last reviewed 2026-05.

Related: Serbia Guide · Visa Comparison · All Countries

Free verdict — 3 min