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Philippines · Cost of living

Living in Manila (Metro Manila)

What it really costs to live in Manila (Metro Manila), what you can earn, the visas that get you in, and the taxes you'll pay — for Philippines, updated 2026. Manila (Metro Manila) sits mid-range among the 8 Philippines cities we track, so it can be a smarter base than the capital if budget matters. Manila (Metro Manila) lies in South-Eastern Asia. Philippines's capital is Manila. The main languages are Filipino, English. The currency is the Philippine peso.

€722–€850Single / month
56.5/100Safety
5.4%Tax @ €90k
5 yrsTo residency
Monthly cost

Cost of Living in Manila (Metro Manila)

€450
1BR centre/mo
€315
1BR outside/mo
€212
Groceries/mo
€51
Transport/mo
€102
Utilities/mo
€21
Internet/mo
Breakdown

Full Monthly Breakdown for Manila (Metro Manila)

1BR Apartment (Centre)€450/mo
1BR Apartment (Outside)€315/mo
3BR Apartment (Centre)€990/mo
Groceries (single)€212/mo
Transport pass€51/mo
Utilities€102/mo
Internet€21/mo
Health insurance€42/mo
Entertainment & dining€68/mo
Total single (centre)€850/mo
Family of 4 (centre)€2 100/mo
Within Philippines

How Manila (Metro Manila) Compares to Other Philippines Cities

Manila (Metro Manila) is not the only option in Philippines. Here is how its single-person monthly cost (€850) stacks up against the other cities we track — Davao City is the cheapest, Makati the priciest.

CitySingle / monthDifference
Davao City€580/mo-32% vs Manila (Metro Manila)
Cebu City€650/mo-24% vs Manila (Metro Manila)
Davao€950/mo+12% vs Manila (Metro Manila)
Cebu€1 050/mo+24% vs Manila (Metro Manila)
Quezon City€1 100/mo+29% vs Manila (Metro Manila)
Manila (capital)€1 200/mo+41% vs Manila (Metro Manila)
Makati€1 400/mo+65% vs Manila (Metro Manila)
Earnings

What You Can Earn in Philippines

Typical gross annual salaries in Philippines by sector (entry · median · senior). Manila (Metro Manila) pay usually sits around the national median.

SectorEntryMedianSenior
it€5 000€8 000€15 000
retail€3 500€5 000€6 500
finance€9 500€13 500€19 000
education€5 000€7 500€10 500
healthcare€3 000€5 000€10 000
engineering€9 000€13 000€18 000
hospitality€3 500€5 000€7 500
construction€6 000€9 000€12 500
Daily life

Living in Manila (Metro Manila): Safety, Health & Climate

Manila (Metro Manila) shares Philippines's wider quality-of-life profile. Manila (Metro Manila) has a tropical climate. Here is what daily life looks like on the things that matter most when you relocate.

🛡️
56.5/100
Safety index
🏥
54/100
Healthcare
🗣️
High
English
🌤️
32°C
Summer avg
📶
38.5Mbps
Internet
😊
7.2/10
Expat satisfaction
Getting in

Visa Routes to Philippines

Affording Manila (Metro Manila) is only half the question — you also need a visa that lets you stay in Philippines. The main routes:

  • A job offer is normally required for the main work route.
  • Permanent residence after about 5 years.
  • Investment route from about €75 000 (USD).

See all Philippines visa routes compared →

Money kept

Taxes in Philippines

5.4%
Effective @ €90k

Top marginal rate 35%, VAT 12%.

Setting up

Settling into Manila (Metro Manila)

  • Foreigners can open a local bank account in Philippines.
  • Budget around €850 for first-month setup in Manila (Metro Manila).
  • Regulated professions needing credential recognition: Medicine, Law, Engineering, Nursing, Architecture, Teaching.

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FAQ

Manila (Metro Manila) FAQ

How much does it cost to live in Manila (Metro Manila)?

A single person in central Manila (Metro Manila) should budget about €850/month, roughly €722 outside the centre. A family of four needs around €2 100/month.

Can I get a visa to live in Philippines?

Yes — the main route usually needs a job offer, with permanent residence reachable in about 5 years. See the full Philippines visa comparison for the route that fits you.

Sources: salaries, taxes, safety, healthcare and visa data from World Bank, OECD, the Global Peace Index and official government portals. Cost-of-living figures are community-sourced benchmarks — a guide, not a quote. Last reviewed 2026-05.

Related: Philippines Guide · Visa Comparison · All Countries

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