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Malta · Cost of living

Living in Valletta

What it really costs to live in Valletta, what you can earn, the visas that get you in, and the taxes you'll pay — for Malta, updated 2026. As Malta's capital, Valletta commands the country's highest rents — but also its deepest job market. Valletta lies in Southern Europe. The main languages are Maltese, English. The currency is the euro.

€1 488–€1 750Single / month
57/100Safety
14.6%Tax @ €90k
5 yrsTo residency
Monthly cost

Cost of Living in Valletta

€700
1BR centre/mo
€490
1BR outside/mo
€438
Groceries/mo
€105
Transport/mo
€210
Utilities/mo
€44
Internet/mo
Breakdown

Full Monthly Breakdown for Valletta

1BR Apartment (Centre)€700/mo
1BR Apartment (Outside)€490/mo
3BR Apartment (Centre)€1 540/mo
Groceries (single)€438/mo
Transport pass€105/mo
Utilities€210/mo
Internet€44/mo
Health insurance€88/mo
Entertainment & dining€140/mo
Total single (centre)€1 750/mo
Family of 4 (centre)€4 000/mo
Within Malta

How Valletta Compares to Other Malta Cities

Valletta is not the only option in Malta. Here is how its single-person monthly cost (€1 750) stacks up against the other cities we track — Sliema is the cheapest, Valletta the priciest.

CitySingle / monthDifference
Sliema€1 750/mo0% vs Valletta
St. Julian's€1 750/mo0% vs Valletta
Earnings

What You Can Earn in Malta

Typical gross annual salaries in Malta by sector (entry · median · senior). Valletta pay usually sits around the national median.

SectorEntryMedianSenior
it€29 500€42 000€59 000
retail€12 500€18 000€25 000
finance€28 500€41 000€57 500
education€18 000€26 000€36 500
healthcare€21 500€31 000€43 500
engineering€26 500€38 000€53 000
hospitality€14 000€20 000€28 000
construction€20 500€29 000€40 500
Daily life

Living in Valletta: Safety, Health & Climate

Valletta shares Malta's wider quality-of-life profile. Valletta has a mediterranean climate. Here is what daily life looks like on the things that matter most when you relocate.

🛡️
57/100
Safety index
🏥
82/100
Healthcare
🗣️
Very_High
English
🌤️
31°C
Summer avg
📶
45.2Mbps
Internet
😊
7.8/10
Expat satisfaction
Getting in

Visa Routes to Malta

Affording Valletta is only half the question — you also need a visa that lets you stay in Malta. The main routes:

  • A job offer is normally required for the main work route.
  • Permanent residence after about 5 years.
  • Citizenship after ~5 years — dual nationality allowed.
  • Investment route from about €220 000 (USD).

See all Malta visa routes compared →

Money kept

Taxes in Malta

14.6%
Effective @ €90k

Top marginal rate 35%, VAT 18%. Special regime — Global Residence Programme: 15% flat tax on foreign income remitted to Malta. EUR 15,000 minimum tax | Highly Qualified Persons: Flat 15% tax on employment income for qualifying roles. 5 years

Setting up

Settling into Valletta

  • Foreigners can open a local bank account in Malta.
  • Budget around €1 800 for first-month setup in Valletta.
  • Regulated professions needing credential recognition: Medicine, Law, Engineering, Architecture, Accounting, Teaching.

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FAQ

Valletta FAQ

How much does it cost to live in Valletta?

A single person in central Valletta should budget about €1 750/month, roughly €1 488 outside the centre. A family of four needs around €4 000/month.

Can I get a visa to live in Malta?

Yes — the main route usually needs a job offer, with permanent residence reachable in about 5 years. See the full Malta visa comparison for the route that fits you.

Sources: salaries, taxes, safety, healthcare and visa data from World Bank, OECD, the Global Peace Index and official government portals. Cost-of-living figures are community-sourced benchmarks — a guide, not a quote. Last reviewed 2026-05.

Related: Malta Guide · Visa Comparison · All Countries

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