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Malta · Cost of living

Living in St. Julian's

What it really costs to live in St. Julian's, what you can earn, the visas that get you in, and the taxes you'll pay — for Malta, updated 2026. St. Julian's sits mid-range among the 3 Malta cities we track, so it can be a smarter base than the capital if budget matters. St. Julian's lies in Southern Europe. Malta's capital is Valletta. The main languages are Maltese, English. The currency is the euro.

€1 488–€1 750Single / month
57/100Safety
14.6%Tax @ €90k
5 yrsTo residency
Monthly cost

Cost of Living in St. Julian's

€700
1BR centre/mo
€490
1BR outside/mo
€438
Groceries/mo
€105
Transport/mo
€210
Utilities/mo
€44
Internet/mo
Breakdown

Full Monthly Breakdown for St. Julian's

1BR Apartment (Centre)€700/mo
1BR Apartment (Outside)€490/mo
3BR Apartment (Centre)€1 540/mo
Groceries (single)€438/mo
Transport pass€105/mo
Utilities€210/mo
Internet€44/mo
Health insurance€88/mo
Entertainment & dining€140/mo
Total single (centre)€1 750/mo
Family of 4 (centre)€4 000/mo
Within Malta

How St. Julian's Compares to Other Malta Cities

St. Julian's is not the only option in Malta. Here is how its single-person monthly cost (€1 750) stacks up against the other cities we track — Sliema is the cheapest, Valletta the priciest.

CitySingle / monthDifference
Sliema€1 750/mo0% vs St. Julian's
Valletta (capital)€1 750/mo0% vs St. Julian's
Earnings

What You Can Earn in Malta

Typical gross annual salaries in Malta by sector (entry · median · senior). St. Julian's pay usually sits around the national median.

SectorEntryMedianSenior
it€29 500€42 000€59 000
retail€12 500€18 000€25 000
finance€28 500€41 000€57 500
education€18 000€26 000€36 500
healthcare€21 500€31 000€43 500
engineering€26 500€38 000€53 000
hospitality€14 000€20 000€28 000
construction€20 500€29 000€40 500
Daily life

Living in St. Julian's: Safety, Health & Climate

St. Julian's shares Malta's wider quality-of-life profile. St. Julian's has a mediterranean climate. Here is what daily life looks like on the things that matter most when you relocate.

🛡️
57/100
Safety index
🏥
82/100
Healthcare
🗣️
Very_High
English
🌤️
31°C
Summer avg
📶
45.2Mbps
Internet
😊
7.8/10
Expat satisfaction
Getting in

Visa Routes to Malta

Affording St. Julian's is only half the question — you also need a visa that lets you stay in Malta. The main routes:

  • A job offer is normally required for the main work route.
  • Permanent residence after about 5 years.
  • Citizenship after ~5 years — dual nationality allowed.
  • Investment route from about €220 000 (USD).

See all Malta visa routes compared →

Money kept

Taxes in Malta

14.6%
Effective @ €90k

Top marginal rate 35%, VAT 18%. Special regime — Global Residence Programme: 15% flat tax on foreign income remitted to Malta. EUR 15,000 minimum tax | Highly Qualified Persons: Flat 15% tax on employment income for qualifying roles. 5 years

Setting up

Settling into St. Julian's

  • Foreigners can open a local bank account in Malta.
  • Budget around €1 800 for first-month setup in St. Julian's.
  • Regulated professions needing credential recognition: Medicine, Law, Engineering, Architecture, Accounting, Teaching.

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FAQ

St. Julian's FAQ

How much does it cost to live in St. Julian's?

A single person in central St. Julian's should budget about €1 750/month, roughly €1 488 outside the centre. A family of four needs around €4 000/month.

Can I get a visa to live in Malta?

Yes — the main route usually needs a job offer, with permanent residence reachable in about 5 years. See the full Malta visa comparison for the route that fits you.

Sources: salaries, taxes, safety, healthcare and visa data from World Bank, OECD, the Global Peace Index and official government portals. Cost-of-living figures are community-sourced benchmarks — a guide, not a quote. Last reviewed 2026-05.

Related: Malta Guide · Visa Comparison · All Countries

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