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Maldives · Cost of living

Living in Malé

What it really costs to live in Malé, what you can earn, the visas that get you in, and the taxes you'll pay — for Maldives, updated 2026. As Maldives's capital, Malé commands the country's highest rents — but also its deepest job market. Malé lies in Southern Asia. The main language is Dhivehi. The currency is the rufiyaa.

€1 912–€2 249Single / month
72/100Safety
0%Tax @ €90k
5 yrsTo residency
Monthly cost

Cost of Living in Malé

€900
1BR centre/mo
€630
1BR outside/mo
€562
Groceries/mo
€135
Transport/mo
€270
Utilities/mo
€56
Internet/mo
Breakdown

Full Monthly Breakdown for Malé

1BR Apartment (Centre)€900/mo
1BR Apartment (Outside)€630/mo
3BR Apartment (Centre)€1 980/mo
Groceries (single)€562/mo
Transport pass€135/mo
Utilities€270/mo
Internet€56/mo
Health insurance€112/mo
Entertainment & dining€180/mo
Total single (centre)€2 249/mo
Family of 4 (centre)€4 025/mo
Within Maldives

How Malé Compares to Other Maldives Cities

Malé is not the only option in Maldives. Here is how its single-person monthly cost (€2 249) stacks up against the other cities we track — Addu City is the cheapest, Malé the priciest.

CitySingle / monthDifference
Addu City€1 827/mo-19% vs Malé
Hulhumalé€2 039/mo-9% vs Malé
Earnings

What You Can Earn in Maldives

Typical gross annual salaries in Maldives by sector (entry · median · senior). Malé pay usually sits around the national median.

SectorEntryMedianSenior
it€19 500€28 000€39 000
retail€6 500€9 500€13 500
finance€17 500€25 000€35 000
education€8 500€12 000€17 000
healthcare€11 500€16 500€23 000
engineering€15 500€22 000€31 000
hospitality€7 500€11 000€15 500
construction€10 500€15 000€21 000
Daily life

Living in Malé: Safety, Health & Climate

Malé shares Maldives's wider quality-of-life profile. Malé has a tropical climate. Here is what daily life looks like on the things that matter most when you relocate.

🛡️
72/100
Safety index
🏥
79/100
Healthcare
🗣️
Very_High
English
🌤️
29°C
Summer avg
📶
28.5Mbps
Internet
😊
7.8/10
Expat satisfaction
Getting in

Visa Routes to Maldives

Affording Malé is only half the question — you also need a visa that lets you stay in Maldives. The main routes:

  • A job offer is normally required for the main work route.
  • Permanent residence after about 5 years.
  • Citizenship after ~12 years.
  • Investment route from about €230 000 (USD).

See all Maldives visa routes compared →

Money kept

Taxes in Maldives

0%
Effective @ €90k

Top marginal rate 0%, VAT 6%.

Setting up

Settling into Malé

  • Foreigners can open a local bank account in Maldives.
  • Budget around €3 200 for first-month setup in Malé.
  • Regulated professions needing credential recognition: Medicine, Engineering, Law, Nursing.

Get Your Maldives Emigration Report

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FAQ

Malé FAQ

How much does it cost to live in Malé?

A single person in central Malé should budget about €2 249/month, roughly €1 912 outside the centre. A family of four needs around €4 025/month.

Can I get a visa to live in Maldives?

Yes — the main route usually needs a job offer, with permanent residence reachable in about 5 years. See the full Maldives visa comparison for the route that fits you.

Sources: salaries, taxes, safety, healthcare and visa data from World Bank, OECD, the Global Peace Index and official government portals. Cost-of-living figures are community-sourced benchmarks — a guide, not a quote. Last reviewed 2026-05.

Related: Maldives Guide · Visa Comparison · All Countries

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