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Luxembourg · Cost of living

Living in Luxembourg City

What it really costs to live in Luxembourg City, what you can earn, the visas that get you in, and the taxes you'll pay — for Luxembourg, updated 2026. Luxembourg City is the most expensive of the 3 Luxembourg cities we track, so it can be a smarter base than the capital if budget matters. Luxembourg City lies in Western Europe. Luxembourg's capital is Luxembourg. The main languages are Luxembourgish, French, German. The currency is the euro. Luxembourg borders Belgium, France, Germany.

€2 380–€2 800Single / month
66.8/100Safety
16.8%Tax @ €90k
5 yrsTo residency
Monthly cost

Cost of Living in Luxembourg City

€1 800
1BR centre/mo
€1 260
1BR outside/mo
€450
Groceries/mo
€100
Transport/mo
€336
Utilities/mo
€70
Internet/mo
Breakdown

Full Monthly Breakdown for Luxembourg City

1BR Apartment (Centre)€1 800/mo
1BR Apartment (Outside)€1 260/mo
3BR Apartment (Centre)€3 960/mo
Groceries (single)€450/mo
Transport pass€100/mo
Utilities€336/mo
Internet€70/mo
Health insurance€140/mo
Entertainment & dining€224/mo
Total single (centre)€2 800/mo
Family of 4 (centre)€6 500/mo
Within Luxembourg

How Luxembourg City Compares to Other Luxembourg Cities

Luxembourg City is not the only option in Luxembourg. Here is how its single-person monthly cost (€2 800) stacks up against the other cities we track — Differdange is the cheapest, Luxembourg City the priciest.

CitySingle / monthDifference
Differdange€2 000/mo-29% vs Luxembourg City
Esch-sur-Alzette€2 200/mo-21% vs Luxembourg City
Earnings

What You Can Earn in Luxembourg

Typical gross annual salaries in Luxembourg by sector (entry · median · senior). Luxembourg City pay usually sits around the national median.

SectorEntryMedianSenior
it€64 500€92 000€129 000
retail€22 500€32 000€45 000
finance€66 500€95 000€133 000
education€43 500€62 000€87 000
healthcare€47 500€68 000€95 000
engineering€59 500€85 000€119 000
hospitality€26 500€38 000€53 000
construction€40 500€58 000€81 000
Daily life

Living in Luxembourg City: Safety, Health & Climate

Luxembourg City shares Luxembourg's wider quality-of-life profile. Luxembourg City has a temperate climate. Here is what daily life looks like on the things that matter most when you relocate.

🛡️
66.8/100
Safety index
🏥
94/100
Healthcare
🗣️
Very_High
English
🌤️
20°C
Summer avg
📶
187Mbps
Internet
😊
8.2/10
Expat satisfaction
Getting in

Visa Routes to Luxembourg

Affording Luxembourg City is only half the question — you also need a visa that lets you stay in Luxembourg. The main routes:

  • A job offer is normally required for the main work route.
  • Permanent residence after about 5 years.
  • Citizenship after ~5 years — dual nationality allowed.

See all Luxembourg visa routes compared →

Money kept

Taxes in Luxembourg

16.8%
Effective @ €90k

Top marginal rate 17%, VAT 17%. Special regime — Expat Incentive Tax Scheme: 50% income tax reduction

Setting up

Settling into Luxembourg City

  • Foreigners can open a local bank account in Luxembourg.
  • Budget around €2 800 for first-month setup in Luxembourg City.
  • Regulated professions needing credential recognition: Medicine, Law, Engineering, Psychology, Architecture.

Get Your Luxembourg Emigration Report

Personalised visa options, costs and a 90-day plan for Luxembourg.

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FAQ

Luxembourg City FAQ

How much does it cost to live in Luxembourg City?

A single person in central Luxembourg City should budget about €2 800/month, roughly €2 380 outside the centre. A family of four needs around €6 500/month.

Can I get a visa to live in Luxembourg?

Yes — the main route usually needs a job offer, with permanent residence reachable in about 5 years. See the full Luxembourg visa comparison for the route that fits you.

Sources: salaries, taxes, safety, healthcare and visa data from World Bank, OECD, the Global Peace Index and official government portals. Cost-of-living figures are community-sourced benchmarks — a guide, not a quote. Last reviewed 2026-05.

Related: Luxembourg Guide · Visa Comparison · All Countries

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