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Hong Kong · Cost of living

Living in Kowloon

What it really costs to live in Kowloon, what you can earn, the visas that get you in, and the taxes you'll pay — for Hong Kong, updated 2026. Kowloon sits mid-range among the 3 Hong Kong cities we track, so it can be a smarter base than the capital if budget matters. Kowloon lies in Eastern Asia. Hong Kong's capital is City of Victoria. The main languages are Cantonese, English. Hong Kong borders China.

€2 809–€3 305Single / month
78.6/100Safety
13.5%Tax @ €90k
5 yrsTo residency
Monthly cost

Cost of Living in Kowloon

€1 322
1BR centre/mo
€925
1BR outside/mo
€826
Groceries/mo
€198
Transport/mo
€397
Utilities/mo
€83
Internet/mo
Breakdown

Full Monthly Breakdown for Kowloon

1BR Apartment (Centre)€1 322/mo
1BR Apartment (Outside)€925/mo
3BR Apartment (Centre)€2 908/mo
Groceries (single)€826/mo
Transport pass€198/mo
Utilities€397/mo
Internet€83/mo
Health insurance€165/mo
Entertainment & dining€264/mo
Total single (centre)€3 305/mo
Family of 4 (centre)€6 458/mo
Within Hong Kong

How Kowloon Compares to Other Hong Kong Cities

Kowloon is not the only option in Hong Kong. Here is how its single-person monthly cost (€3 305) stacks up against the other cities we track — New Territories is the cheapest, Hong Kong Island (Central/Mid-Levels) the priciest.

CitySingle / monthDifference
New Territories€2 885/mo-13% vs Kowloon
Hong Kong Island (Central/Mid-Levels)€3 987/mo+21% vs Kowloon
Earnings

What You Can Earn in Hong Kong

Typical gross annual salaries in Hong Kong by sector (entry · median · senior). Kowloon pay usually sits around the national median.

SectorEntryMedianSenior
it€36 000€52 000€75 000
finance€40 000€58 000€82 000
Daily life

Living in Kowloon: Safety, Health & Climate

Kowloon shares Hong Kong's wider quality-of-life profile. Kowloon has a Subtropical monsoon climate. Here is what daily life looks like on the things that matter most when you relocate.

🛡️
78.6/100
Safety index
🏥
86/100
Healthcare
📶
280Mbps
Internet
Getting in

Visa Routes to Hong Kong

Affording Kowloon is only half the question — you also need a visa that lets you stay in Hong Kong. The main routes:

  • A job offer is normally required for the main work route.
  • Permanent residence after about 5 years.
  • Investment route from about €3 600 000 (USD).

See all Hong Kong visa routes compared →

Money kept

Taxes in Hong Kong

13.5%
Effective @ €90k

Top marginal rate 17%, VAT 0%.

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FAQ

Kowloon FAQ

How much does it cost to live in Kowloon?

A single person in central Kowloon should budget about €3 305/month, roughly €2 809 outside the centre. A family of four needs around €6 458/month.

Can I get a visa to live in Hong Kong?

Yes — the main route usually needs a job offer, with permanent residence reachable in about 5 years. See the full Hong Kong visa comparison for the route that fits you.

Sources: salaries, taxes, safety, healthcare and visa data from World Bank, OECD, the Global Peace Index and official government portals. Cost-of-living figures are community-sourced benchmarks — a guide, not a quote. Last reviewed 2026-05.

Related: Hong Kong Guide · Visa Comparison · All Countries

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