Home / Countries / Belgium / Antwerp
Belgium · Cost of living

Living in Antwerp

What it really costs to live in Antwerp, what you can earn, the visas that get you in, and the taxes you'll pay — for Belgium, updated 2026. Antwerp sits mid-range among the 3 Belgium cities we track, so it can be a smarter base than the capital if budget matters. Antwerp lies in Western Europe. Belgium's capital is Brussels. The main languages are Dutch, French, German. The currency is the euro. Belgium borders France, Germany, Luxembourg, Netherlands.

€1 190–€1 400Single / month
50.8/100Safety
34.6%Tax @ €90k
5 yrsTo residency
Monthly cost

Cost of Living in Antwerp

€800
1BR centre/mo
€620
1BR outside/mo
€350
Groceries/mo
€84
Transport/mo
€168
Utilities/mo
€35
Internet/mo
Breakdown

Full Monthly Breakdown for Antwerp

1BR Apartment (Centre)€800/mo
1BR Apartment (Outside)€620/mo
3BR Apartment (Centre)€1 760/mo
Groceries (single)€350/mo
Transport pass€84/mo
Utilities€168/mo
Internet€35/mo
Health insurance€70/mo
Entertainment & dining€112/mo
Total single (centre)€1 400/mo
Family of 4 (centre)€2 900/mo
Within Belgium

How Antwerp Compares to Other Belgium Cities

Antwerp is not the only option in Belgium. Here is how its single-person monthly cost (€1 400) stacks up against the other cities we track — Ghent is the cheapest, Brussels the priciest.

CitySingle / monthDifference
Ghent€1 300/mo-7% vs Antwerp
Brussels (capital)€1 600/mo+14% vs Antwerp
Earnings

What You Can Earn in Belgium

Typical gross annual salaries in Belgium by sector (entry · median · senior). Antwerp pay usually sits around the national median.

SectorEntryMedianSenior
it€35 000€48 000€65 000
retail€21 000€30 000€42 000
finance€43 500€62 000€87 000
education€29 500€42 000€59 000
healthcare€28 000€38 000€52 000
engineering€40 500€58 000€81 000
hospitality€22 500€32 000€45 000
construction€31 500€45 000€63 000
Daily life

Living in Antwerp: Safety, Health & Climate

Antwerp shares Belgium's wider quality-of-life profile. Antwerp has a oceanic climate. Here is what daily life looks like on the things that matter most when you relocate.

🛡️
50.8/100
Safety index
🏥
87/100
Healthcare
🗣️
Very_High
English
🌤️
21°C
Summer avg
📶
120Mbps
Internet
😊
7.8/10
Expat satisfaction
Getting in

Visa Routes to Belgium

Affording Antwerp is only half the question — you also need a visa that lets you stay in Belgium. The main routes:

  • A job offer is normally required for the main work route.
  • Permanent residence after about 5 years.
  • Citizenship after ~5 years — dual nationality allowed.
  • Investment route from about €350 000 (USD).

See all Belgium visa routes compared →

Money kept

Taxes in Belgium

34.6%
Effective @ €90k

Top marginal rate 50%, VAT 21%. Special regime — Expatriate Tax Scheme: 32% tax rate on qualifying income

Setting up

Settling into Antwerp

  • Foreigners can open a local bank account in Belgium.
  • Budget around €1 800 for first-month setup in Antwerp.
  • Regulated professions needing credential recognition: Medicine, Law, Engineering, Nursing, Architecture, Psychology.

Get Your Belgium Emigration Report

Personalised visa options, costs and a 90-day plan for Belgium.

Get Essential Report — €5or start the free assessment
FAQ

Antwerp FAQ

How much does it cost to live in Antwerp?

A single person in central Antwerp should budget about €1 400/month, roughly €1 190 outside the centre. A family of four needs around €2 900/month.

Can I get a visa to live in Belgium?

Yes — the main route usually needs a job offer, with permanent residence reachable in about 5 years. See the full Belgium visa comparison for the route that fits you.

Sources: salaries, taxes, safety, healthcare and visa data from World Bank, OECD, the Global Peace Index and official government portals. Cost-of-living figures are community-sourced benchmarks — a guide, not a quote. Last reviewed 2026-05.

Related: Belgium Guide · Visa Comparison · All Countries

Free verdict — 3 min